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1.3b loan request - 4.5%/month, 3-4 month loan term

Author
#1 - 2017-01-05 10:47:58 UTC
Hi folks.

My plan is to leverage my 10 science slots to research BPOs for structure components.

There's money to be made from these with a bit of effort and this can only continue into the future as Fortizars and Keepstars keep exploding.

I currently have 4 BPOs in research, but cannot afford the remaining 6. At 200m each to buy the BPOs plus research fees, I'd need about 1.3 billion to maximize my returns.

I don't have collateral, which is why I am offering 4.5% interest per month. I will fund interest payments through other play.

After about 75 days research I will spend time copying the BPOs, then sell the researched prints. If they sell fast I will repay the loan within 3 months, if not, 4.

Thanks for considering this proposal.
#2 - 2017-01-05 11:37:21 UTC  |  Edited by: Droodid
Have a quick look at some of the other non-collateralised loan requests that have been posted; your interest rate is way too low. They tend to only gather interest from actual investors above 10%. Who knows, you might actually get it as you're only after a small amount.
#3 - 2017-01-05 12:04:48 UTC
Droodid wrote:
Have a quick look at some of the other non-collateralised loan requests that have been posted; your interest rate is way too low. They tend to only gather interest from actual investors above 10%. Who knows, you might actually get it as you're only after a small amount.



Hi Droodid

With my plan, I can't rely upon making money at 10% interest.

I'm not one for entering into deals unless I'm sure I can live up to my end.

Thanks for the feedback though!
#4 - 2017-01-05 13:33:01 UTC
Ralissinda wrote:
Droodid wrote:
Have a quick look at some of the other non-collateralised loan requests that have been posted; your interest rate is way too low. They tend to only gather interest from actual investors above 10%. Who knows, you might actually get it as you're only after a small amount.



Hi Droodid

With my plan, I can't rely upon making money at 10% interest.

I'm not one for entering into deals unless I'm sure I can live up to my end.

Thanks for the feedback though!


Fair enough, you should probably start on a Plan B though; it's unlikely you'll gather much interest here.
Caldari State
#5 - 2017-01-05 15:26:58 UTC
Problem is also, 3-4 months in EVE is like a decade in real--life. The risk that you - an unknown entity - will burn out on EVE during that time frame is overwhelming for any serious investors. Their nose for risk/reward assessment tells them it is not worth it.

My channel: "Signatures" -

#6 - 2017-01-05 16:37:06 UTC
Droodid wrote:
Have a quick look at some of the other non-collateralised loan requests that have been posted; your interest rate is way too low. They tend to only gather interest from actual investors above 10%. Who knows, you might actually get it as you're only after a small amount.


I can't stress this enough. Non-collateralised = higher risk. Since there are no institutional safeguards, you have to price to a point that prices out the risk. <10% uncollateralised is literally just hoping someone is bored.
#7 - 2017-01-06 10:26:14 UTC
Send me an EvE Mail with a more detailed business plan including current and expected future prices for your product and we can talk about investment.
#8 - 2017-01-06 19:19:04 UTC
Ralissinda wrote:
I currently have 4 BPOs in research, but cannot afford the remaining 6. At 200m each to buy the BPOs plus research fees, I'd need about 1.3 billion to maximize my returns.


I've taken half of it, 650 million, which is not a lot. Yeah, MD regulars, I know this wasn't a good idea.
Out of Sight.
#9 - 2017-01-06 20:30:00 UTC  |  Edited by: Ruvin
it encourages other do the same, sometimes is fun, sometimes it's "meh"

Lately they arent even trying, they used to have a plan ppl backed up scams with API plans, good writing and so on )

Opportunities multiply as they are seized.

#10 - 2017-01-06 21:41:17 UTC
Ruvin wrote:
Lately they arent even trying there used to be a plan ppl backed up scams with API plans, good writing and so on )


Well, we'll see. I may be too jaded to think of a billion as really worth stealing. :-)
#11 - 2017-01-07 05:14:02 UTC
Thanks for the opportunity.

I'll stick to 7 lines with the smaller capital injection rather than trying to fill all 10.
#12 - 2017-01-07 14:05:41 UTC
Areen Sassel wrote:
Ralissinda wrote:
I currently have 4 BPOs in research, but cannot afford the remaining 6. At 200m each to buy the BPOs plus research fees, I'd need about 1.3 billion to maximize my returns.


I've taken half of it, 650 million, which is not a lot. Yeah, MD regulars, I know this wasn't a good idea.


If you're just bored and have too much ISK, you could give it to me and I will bling-fit a Heron and go to Old Man Star and stream it.
#13 - 2017-02-08 00:08:25 UTC
Darn it, Sabriz. You got me. :-)
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