# 450B fully collat loan @ 2.5-3% monthly, filled **URL:** \ **Category:** Market Discussions\ **Created:** [November 23, 2017, 6:13pm UTC](https://forums.eveonline.com/t/450b-fully-collat-loan-2-5-3-monthly-filled/41324 "2017-11-23T18:13:20Z")\ **Posts on this page:** 20\ **Page:** 1
**Author:** ![probag\_Bear](https://sea1.discourse-cdn.com/eveonline/user_avatar/forums.eveonline.com/probag_bear/32/13390_2.png) [@probag\_Bear](https://forums.eveonline.com/u/probag_Bear)\ **Post date:** [November 23, 2017, 6:13pm UTC](https://forums.eveonline.com/t/450b-fully-collat-loan-2-5-3-monthly-filled/41324/1 "2017-11-23T18:13:21Z")
Collateral is being held by ENorn and noobs market orders Book-keeping Lord Hook: -200bil 11/25 (original investment) +1.2bil 11/29 (November interest) +6bil 12/25 (December interest) +6bil 01/24 (January interest) +200bil 01/28 (share fully repaid) Styx Saken: -50bil 11/25 (original investment) +0.3bil 11/29 (November interest) +1.5bil 12/25 (December interest) +1.5bil 01/24 (January interest) +50bil 01/28 (share fully repaid) noobs market orders: -200bil 12/02 (original investment) +5bil 12/25 (December interest) +200bil 12/25 (share fully repaid) ---
**Author:** ![Solonius\_Rex](https://sea1.discourse-cdn.com/eveonline/user_avatar/forums.eveonline.com/solonius_rex/32/388172_2.png) [@Solonius\_Rex](https://forums.eveonline.com/u/Solonius_Rex)\ **Post date:** [November 24, 2017, 12:01am UTC](https://forums.eveonline.com/t/450b-fully-collat-loan-2-5-3-monthly-filled/41324/2 "2017-11-24T00:01:27Z")
Didnt this used to be a non-collat loan? ---
**Author:** ![probag\_Bear](https://sea1.discourse-cdn.com/eveonline/user_avatar/forums.eveonline.com/probag_bear/32/13390_2.png) [@probag\_Bear](https://forums.eveonline.com/u/probag_Bear)\ **Post date:** [November 24, 2017, 4:52am UTC](https://forums.eveonline.com/t/450b-fully-collat-loan-2-5-3-monthly-filled/41324/3 "2017-11-24T04:52:19Z")
It did. I edited it. ---
**Author:** ![CistaCista](https://sea1.discourse-cdn.com/eveonline/user_avatar/forums.eveonline.com/cistacista/32/482254_2.png) [@CistaCista](https://forums.eveonline.com/u/CistaCista)\ **Post date:** [November 24, 2017, 6:59am UTC](https://forums.eveonline.com/t/450b-fully-collat-loan-2-5-3-monthly-filled/41324/4 "2017-11-24T06:59:02Z")
Just out of curiosity, why? You will pay double the interest on the 250 bn. ---
**Author:** ![probag\_Bear](https://sea1.discourse-cdn.com/eveonline/user_avatar/forums.eveonline.com/probag_bear/32/13390_2.png) [@probag\_Bear](https://forums.eveonline.com/u/probag_Bear)\ **Post date:** [November 24, 2017, 4:20pm UTC](https://forums.eveonline.com/t/450b-fully-collat-loan-2-5-3-monthly-filled/41324/5 "2017-11-24T16:20:07Z")
If you can borrow $1,000 at 5% interest and make 20% profit off it, that’s a good deal, is it not? ---
**Author:** ![CistaCista](https://sea1.discourse-cdn.com/eveonline/user_avatar/forums.eveonline.com/cistacista/32/482254_2.png) [@CistaCista](https://forums.eveonline.com/u/CistaCista)\ **Post date:** [November 24, 2017, 6:49pm UTC](https://forums.eveonline.com/t/450b-fully-collat-loan-2-5-3-monthly-filled/41324/6 "2017-11-24T18:49:40Z")
That doesn’t really answer my question of why you wish to pay interest on the 250b _two times_ each month. > [@probag\_Bear](#): > > I’d be borrowing 250bil first, using it to purchase more collateral, and then using that collateral to borrow more isk ---
**Author:** ![probag\_Bear](https://sea1.discourse-cdn.com/eveonline/user_avatar/forums.eveonline.com/probag_bear/32/13390_2.png) [@probag\_Bear](https://forums.eveonline.com/u/probag_Bear)\ **Post date:** [November 24, 2017, 9:06pm UTC](https://forums.eveonline.com/t/450b-fully-collat-loan-2-5-3-monthly-filled/41324/7 "2017-11-24T21:06:15Z")
Let’s say I know that a specific AT ship is going to double in price. I use 250bil to buy 2 AT ships. I use those as collateral for another 250bil in loans. I use that 250bil to buy 2 more AT ships. In 3 months, sell the 2 AT ships I have on-hand for 500bil. I then buy back my collateral of 2 AT ships, and also sell them for 500bil. ---
**Author:** ![Elizabeth\_Norn](https://sea1.discourse-cdn.com/eveonline/user_avatar/forums.eveonline.com/elizabeth_norn/32/397109_2.png) [@Elizabeth\_Norn](https://forums.eveonline.com/u/Elizabeth_Norn)\ **Post date:** [November 24, 2017, 9:27pm UTC](https://forums.eveonline.com/t/450b-fully-collat-loan-2-5-3-monthly-filled/41324/8 "2017-11-24T21:27:39Z")
Like probag says, he expects the collateral to appreciate in value and isn’t just trying to free up some ISK to trade with. ---
**Author:** ![Solonius\_Rex](https://sea1.discourse-cdn.com/eveonline/user_avatar/forums.eveonline.com/solonius_rex/32/388172_2.png) [@Solonius\_Rex](https://forums.eveonline.com/u/Solonius_Rex)\ **Post date:** [November 24, 2017, 9:45pm UTC](https://forums.eveonline.com/t/450b-fully-collat-loan-2-5-3-monthly-filled/41324/9 "2017-11-24T21:45:09Z")
Cool, i know a specific Titan is going to triple in price. Maybe we should meet up. ---
**Author:** ![Zahara\_Cody](https://sea1.discourse-cdn.com/eveonline/user_avatar/forums.eveonline.com/zahara_cody/32/470812_2.png) [@Zahara\_Cody](https://forums.eveonline.com/u/Zahara_Cody)\ **Post date:** [November 24, 2017, 10:13pm UTC](https://forums.eveonline.com/t/450b-fully-collat-loan-2-5-3-monthly-filled/41324/10 "2017-11-24T22:13:47Z")
Typically you don’t expect collateral to depreciate. That goes without saying. ---
**Author:** ![probag\_Bear](https://sea1.discourse-cdn.com/eveonline/user_avatar/forums.eveonline.com/probag_bear/32/13390_2.png) [@probag\_Bear](https://forums.eveonline.com/u/probag_Bear)\ **Post date:** [November 25, 2017, 3:42pm UTC](https://forums.eveonline.com/t/450b-fully-collat-loan-2-5-3-monthly-filled/41324/11 "2017-11-25T15:42:39Z")
Hm. Would there be interest in this loan if I were to raise interest, or is everyone’s isk just tied up? ---
**Author:** ![probag\_Bear](https://sea1.discourse-cdn.com/eveonline/user_avatar/forums.eveonline.com/probag_bear/32/13390_2.png) [@probag\_Bear](https://forums.eveonline.com/u/probag_Bear)\ **Post date:** [November 25, 2017, 3:57pm UTC](https://forums.eveonline.com/t/450b-fully-collat-loan-2-5-3-monthly-filled/41324/12 "2017-11-25T15:57:12Z")
Proposed interest raised to 3% monthly and minimum investment lowered to 10bil ☹ ---
**Author:** ![Styx\_Saken](https://sea1.discourse-cdn.com/eveonline/user_avatar/forums.eveonline.com/styx_saken/32/399545_2.png) [@Styx\_Saken](https://forums.eveonline.com/u/Styx_Saken)\ **Post date:** [November 25, 2017, 4:03pm UTC](https://forums.eveonline.com/t/450b-fully-collat-loan-2-5-3-monthly-filled/41324/13 "2017-11-25T16:03:44Z")
I am filling 50 B of this, at a monthly interest rate of 3% and a duration of 6 months (early repayment possible). Elizabeth, please let me know (e.g., by posting here) when you have received appropriate collateral. Edit (for reference): First full interest payment of 1.5 B due January 1, 2018. Principal due June 1, 2018. ---
**Author:** ![Lord\_Hook](https://sea1.discourse-cdn.com/eveonline/user_avatar/forums.eveonline.com/lord_hook/32/178163_2.png) [@Lord\_Hook](https://forums.eveonline.com/u/Lord_Hook)\ **Post date:** [November 25, 2017, 5:24pm UTC](https://forums.eveonline.com/t/450b-fully-collat-loan-2-5-3-monthly-filled/41324/14 "2017-11-25T17:24:33Z")
I’ll do 200 bil @ 3% pending Elizabeth’s evaluation ---
**Author:** ![Elizabeth\_Norn](https://sea1.discourse-cdn.com/eveonline/user_avatar/forums.eveonline.com/elizabeth_norn/32/397109_2.png) [@Elizabeth\_Norn](https://forums.eveonline.com/u/Elizabeth_Norn)\ **Post date:** [November 25, 2017, 6:10pm UTC](https://forums.eveonline.com/t/450b-fully-collat-loan-2-5-3-monthly-filled/41324/15 "2017-11-25T18:10:18Z")
I know what the collateral is, if you could send the ISK to me now then I’ll be able to swap it for the collateral when probag gets on. ---
**Author:** ![Lord\_Hook](https://sea1.discourse-cdn.com/eveonline/user_avatar/forums.eveonline.com/lord_hook/32/178163_2.png) [@Lord\_Hook](https://forums.eveonline.com/u/Lord_Hook)\ **Post date:** [November 25, 2017, 6:21pm UTC](https://forums.eveonline.com/t/450b-fully-collat-loan-2-5-3-monthly-filled/41324/16 "2017-11-25T18:21:27Z")
It covers the 50 and 200? ---
**Author:** ![probag\_Bear](https://sea1.discourse-cdn.com/eveonline/user_avatar/forums.eveonline.com/probag_bear/32/13390_2.png) [@probag\_Bear](https://forums.eveonline.com/u/probag_Bear)\ **Post date:** [November 25, 2017, 7:20pm UTC](https://forums.eveonline.com/t/450b-fully-collat-loan-2-5-3-monthly-filled/41324/17 "2017-11-25T19:20:54Z")
I went ahead and contracted 250B of collateral to ENorn. ---
**Author:** ![Styx\_Saken](https://sea1.discourse-cdn.com/eveonline/user_avatar/forums.eveonline.com/styx_saken/32/399545_2.png) [@Styx\_Saken](https://forums.eveonline.com/u/Styx_Saken)\ **Post date:** [November 25, 2017, 10:31pm UTC](https://forums.eveonline.com/t/450b-fully-collat-loan-2-5-3-monthly-filled/41324/18 "2017-11-25T22:31:02Z")
50 B ISK sent to Elizabeth Norn. ---
**Author:** ![Lord\_Hook](https://sea1.discourse-cdn.com/eveonline/user_avatar/forums.eveonline.com/lord_hook/32/178163_2.png) [@Lord\_Hook](https://forums.eveonline.com/u/Lord_Hook)\ **Post date:** [November 26, 2017, 12:19am UTC](https://forums.eveonline.com/t/450b-fully-collat-loan-2-5-3-monthly-filled/41324/19 "2017-11-26T00:19:46Z")
200 bil sent to @Elizabeth Norn ---
**Author:** ![Iedan](https://sea1.discourse-cdn.com/eveonline/user_avatar/forums.eveonline.com/iedan/32/376085_2.png) [@Iedan](https://forums.eveonline.com/u/Iedan)\ **Post date:** [November 26, 2017, 5:58am UTC](https://forums.eveonline.com/t/450b-fully-collat-loan-2-5-3-monthly-filled/41324/20 "2017-11-26T05:58:50Z")
It may just be me, but enorn has a big uncollateralised loan going which put me off this. I wont have more than 10b to invest, however. [Next page](https://forums.eveonline.com/t/450b-fully-collat-loan-2-5-3-monthly-filled/41324.md?page=2)