# Oh, Good Grief! How dumb do you have to be to {\_\_\_\_\_}? **URL:** \ **Category:** General Discussion\ **Tags:** null-sec, low-sec, high-sec\ **Created:** [February 13, 2022, 10:37pm UTC](https://forums.eveonline.com/t/oh-good-grief-how-dumb-do-you-have-to-be-to/349776 "2022-02-13T22:37:53Z")\ **Posts on this page:** 10\ **Page:** 1
**Author:** ![Leggone\_Stracks](https://sea1.discourse-cdn.com/eveonline/user_avatar/forums.eveonline.com/leggone_stracks/32/290900_2.png) [@Leggone\_Stracks](https://forums.eveonline.com/u/Leggone_Stracks)\ **Post date:** [February 13, 2022, 10:37pm UTC](https://forums.eveonline.com/t/oh-good-grief-how-dumb-do-you-have-to-be-to/349776/1 "2022-02-13T22:37:53Z")
…not insure a ship you’re taking into the proving grounds… Looking in mirror. ---
**Author:** ![Cilla\_Cybin](https://sea1.discourse-cdn.com/eveonline/user_avatar/forums.eveonline.com/cilla_cybin/32/292206_2.png) [@Cilla\_Cybin](https://forums.eveonline.com/u/Cilla_Cybin)\ **Post date:** [February 13, 2022, 11:00pm UTC](https://forums.eveonline.com/t/oh-good-grief-how-dumb-do-you-have-to-be-to/349776/2 "2022-02-13T23:00:22Z")
Last time i looked at insurance, it was like 13m ISK to insure a Procurer and get 19m ISK back. So really, you are getting 6m ISK for a 50m ISK Procurer. ---
**Author:** ![Leggone\_Stracks](https://sea1.discourse-cdn.com/eveonline/user_avatar/forums.eveonline.com/leggone_stracks/32/290900_2.png) [@Leggone\_Stracks](https://forums.eveonline.com/u/Leggone_Stracks)\ **Post date:** [February 13, 2022, 11:05pm UTC](https://forums.eveonline.com/t/oh-good-grief-how-dumb-do-you-have-to-be-to/349776/3 "2022-02-13T23:05:48Z")
But when **I** go into the proving grounds, I ain’t coming out, so anything to take the edge off it is good. ---
**Author:** ![Daichi\_Yamato](https://sea1.discourse-cdn.com/eveonline/user_avatar/forums.eveonline.com/daichi_yamato/32/252995_2.png) [@Daichi\_Yamato](https://forums.eveonline.com/u/Daichi_Yamato)\ **Post date:** [February 14, 2022, 12:45am UTC](https://forums.eveonline.com/t/oh-good-grief-how-dumb-do-you-have-to-be-to/349776/4 "2022-02-14T00:45:11Z")
> [@Cilla\_Cybin](#): > > Last time i looked at insurance, it was like 13m ISK to insure a Procurer and get 19m ISK back. So really, you are getting 6m ISK for a 50m ISK Procurer. But you’ve already bought the procurer. When you buy insurance what you’re really doing is betting 13million that you will lose your ship. The payout if you are correct is 19mil. The price of the procurer itself doesn’t matter. It could cost 20billion isk, you’re still 6mil better off if you lose it. ---
**Author:** ![Leggone\_Stracks](https://sea1.discourse-cdn.com/eveonline/user_avatar/forums.eveonline.com/leggone_stracks/32/290900_2.png) [@Leggone\_Stracks](https://forums.eveonline.com/u/Leggone_Stracks)\ **Post date:** [February 14, 2022, 12:46am UTC](https://forums.eveonline.com/t/oh-good-grief-how-dumb-do-you-have-to-be-to/349776/5 "2022-02-14T00:46:28Z")
And when _ **I** _ go into the proving grounds that is a very safe bet. ---
**Author:** ![Uriel\_the\_Flame](https://sea1.discourse-cdn.com/eveonline/user_avatar/forums.eveonline.com/uriel_the_flame/32/490165_2.png) [@Uriel\_the\_Flame](https://forums.eveonline.com/u/Uriel_the_Flame)\ **Post date:** [February 14, 2022, 10:10am UTC](https://forums.eveonline.com/t/oh-good-grief-how-dumb-do-you-have-to-be-to/349776/6 "2022-02-14T10:10:26Z")
Solution: Don’t go into the proving grounds. 😛 ---
**Author:** ![Cilla\_Cybin](https://sea1.discourse-cdn.com/eveonline/user_avatar/forums.eveonline.com/cilla_cybin/32/292206_2.png) [@Cilla\_Cybin](https://forums.eveonline.com/u/Cilla_Cybin)\ **Post date:** [February 14, 2022, 12:50pm UTC](https://forums.eveonline.com/t/oh-good-grief-how-dumb-do-you-have-to-be-to/349776/7 "2022-02-14T12:50:16Z")
> [@Daichi\_Yamato](#): > > But you’ve already bought the procurer. > > When you buy insurance what you’re really doing is betting 13million that you will lose your ship. The payout if you are correct is 19mil. > > The price of the procurer itself doesn’t matter. It could cost 20billion isk, you’re still 6mil better off if you lose it. It’s just not particularly good betting odds. If I placed £130 on Golfer X getting a hole in one in the next 12 weeks, and was either going to get back £190 or lose my £130…hmm, I’d skip that bet in the first place and put just £10 on a 100 to one bet instead. ---
**Author:** ![Gerard\_Amatin](https://sea1.discourse-cdn.com/eveonline/user_avatar/forums.eveonline.com/gerard_amatin/32/481361_2.png) [@Gerard\_Amatin](https://forums.eveonline.com/u/Gerard_Amatin)\ **Post date:** [February 14, 2022, 1:17pm UTC](https://forums.eveonline.com/t/oh-good-grief-how-dumb-do-you-have-to-be-to/349776/8 "2022-02-14T13:17:28Z")
> [@Cilla\_Cybin](#): > > I’d skip that bet in the first place You’re free to do so, but… > [@Cilla\_Cybin](#): > > put just £10 on a 100 to one bet instead. …EVE does not offer this kind of insurance. You can take one of the insurances as they are defined, or ignore it. I do both, depending on circumstances. ---
**Author:** ![Daichi\_Yamato](https://sea1.discourse-cdn.com/eveonline/user_avatar/forums.eveonline.com/daichi_yamato/32/252995_2.png) [@Daichi\_Yamato](https://forums.eveonline.com/u/Daichi_Yamato)\ **Post date:** [February 14, 2022, 1:33pm UTC](https://forums.eveonline.com/t/oh-good-grief-how-dumb-do-you-have-to-be-to/349776/9 "2022-02-14T13:33:42Z")
> [@Cilla\_Cybin](#): > > I’d skip that bet in the first place and put just £10 on a 100 to one bet instead. That’s irrelevant. The only thing that matters is that you get more money back than the insurance costs. The only thing you need to worry about is how likely it is that you will lose the ship during the insurance period ---
**Author:** ![system](https://global.discourse-cdn.com/eveonline/original/3X/4/1/41ec4921cbaca7a6f9ea556e7cc20018461eae5e.png) [@system](https://forums.eveonline.com/u/system)\ **Post date:** [May 15, 2022, 1:34pm UTC](https://forums.eveonline.com/t/oh-good-grief-how-dumb-do-you-have-to-be-to/349776/10 "2022-05-15T13:34:08Z")
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