# Whats the point in insurance?

**URL:** <https://forums.eveonline.com/t/whats-the-point-in-insurance/341533>\
**Category:** General Discussion\
**Created:** [December 13, 2021, 7:29am UTC](https://forums.eveonline.com/t/whats-the-point-in-insurance/341533 "2021-12-13T07:29:24Z")\
**Posts on this page:** 3\
**Page:** 2

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**Author:** ![Geo\_Eclipse\_Oksaras](https://sea1.discourse-cdn.com/eveonline/user_avatar/forums.eveonline.com/geo_eclipse_oksaras/32/500781_2.png) [@Geo\_Eclipse\_Oksaras](https://forums.eveonline.com/u/Geo_Eclipse_Oksaras)\
**Post date:** [December 13, 2021, 3:32pm UTC](https://forums.eveonline.com/t/whats-the-point-in-insurance/341533/21 "2021-12-13T15:32:34Z")

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Platinum insurance pays 100% of material cost of ship. Which will be lower than market proce of ship.

For example, at the time of writing this article, the average market values for a couple of ships and 100% insurance payouts were:

 ![Screenshot_20211213-103428_Chrome](https://global.discourse-cdn.com/eveonline/original/4X/f/3/d/f3d67bbc6686eb7bf02685de2b51cca70284b1f2.jpeg)

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**Author:** ![Steve\_Ronuken](https://sea1.discourse-cdn.com/eveonline/user_avatar/forums.eveonline.com/steve_ronuken/32/373894_2.png) [@Steve\_Ronuken](https://forums.eveonline.com/u/Steve_Ronuken)\
**Post date:** [December 13, 2021, 4:18pm UTC](https://forums.eveonline.com/t/whats-the-point-in-insurance/341533/22 "2021-12-13T16:18:53Z")

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You want to make insurance an even worse isk faucet?

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**Author:** ![system](https://global.discourse-cdn.com/eveonline/original/3X/4/1/41ec4921cbaca7a6f9ea556e7cc20018461eae5e.png) [@system](https://forums.eveonline.com/u/system)\
**Post date:** [March 13, 2022, 4:19pm UTC](https://forums.eveonline.com/t/whats-the-point-in-insurance/341533/23 "2022-03-13T16:19:23Z")

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