Funny thing, I wanted to point out something in the same alley that OP does but from the opposite end 
Generally speaking I think I am ok with P2W (and am now questioning my own post against it). If somebody has ton of RM to burn let them and maybe some of it will end up in something cool CCP releases.
Consider parallel universe in which Jack started playing EVE Online 10 years ahead of Joe. There is no way Joe could ever catch up with Jack SP-wise …or is it?
What if in their flash of genius CCP allowed new players to actually do catch up with old stagers? Wait a minute! The booster packs! Duh…
You can buy infinite number of packs despite their being apparently one-buy per account. You can (theoretically) buy the whole set multiple times after transferring your character to another and another and another account for €20 per transfer.
One full pack set with a character transfer costs €429,86 and gives 6'250'000 SP plus 321 Omega days and 2400 PLEX
| Pack name | Price € | SP | Omega days | PLEX |
|---|---|---|---|---|
| Apprentice bundle | € 9,99 | 50000 | 0 | 0 |
| Novice bundla | € 19,99 | 350000 | 0 | 0 |
| Graduate bundle | € 22,99 | 700000 | 0 | 0 |
| Prodigy bundle | € 28,99 | 1050000 | 0 | 0 |
| Master bundle | € 42,99 | 1750000 | 0 | 0 |
| Platinum starter | € 99,99 | 650000 | 90 | 1500 |
| Gold starter | € 49,99 | 500000 | 60 | 500 |
| Silver starter | € 19,99 | 250000 | 30 | 0 |
| Bronze starter | € 9,99 | 100000 | 14 | 0 |
| Starter | € 4,99 | 250000 | 7 | 0 |
| Soldier pack | € 24,99 | 150000 | 30 | 100 |
| Industrialist pack | € 24,99 | 150000 | 30 | 100 |
| Explorer pack | € 24,99 | 150000 | 30 | 100 |
| Enforcer pack | € 24,99 | 150000 | 30 | 100 |
| Character transfer | € 20,00 | - | - | - |
| Total | € 429,86 | 6250000 | 321 | 2400 |
I know, It is not as much SP for such a load of money but Joe works hard IRL and can afford in a year what Jack has spread over the years.
So to get to the 150mil SP, Joe would need to booster-loop 24 times and fork out ~€10’317 to also end up with 24 omega accounts for 321 days each and 57600 PLEX worth 259’200’000’000 ISK (@4’500’000 ISK/PLEX rate) on the final account 
PLEX can be transferred between characters like any other commodity, just take it out of PLEX Vault into your item hangar and contract it to the temporary character on next account.
Additionally every new account could be created by using friend invite (I could spam link mine but I won’t - I am not greedy ) which gives 1’000’000 SP to each new account and some PLEX to every few new eccounts and the main account. This PLEX can too be rolled forward.
This would grant Joe additional 23mil SP on top 150mil SP with total 173mil SP, and possibly overtake Jack
This heap of SP would not teach Joe anything game-wise ofc but would grant him very wide repertoire of not time gated choices to learn New Eden ways without stressing.
Transfering a character requires it to be in a NPC corp. You can tell with 99,99% certainty if somebody booster-looped by glancing at their funny looking employment history tab which could look something like this:
| Employment history |
|---|
| Badass corp to this day |
| NPC corp for 1 day |
| Badass corp for 1 year |
| NPC corp for 1 day |
| Badass corp for 1 year |
| NPC corp for 1 day |
| Badass corp for 1 year |
| NPC corp for 1 day |
| Badass corp for 1 year |
| NPC corp for 1 day |
| Badass corp for 1 year |
| NPC corp for 2 months |
- No
- Yes
Fun fact:
(…)As of 10 July 2023 there are 466 different skills in EVE, with a total of 2,211x training time multiplier, and a total of 566’016’000 skill points. Every Omega clone character can potentially learn every skill, but it would take over 23 years of skill training even with 32 points at all attributes, or 3,462 Large Skill Injectors, to achieve.(…)
(source: EVE University)
Booster-looping to max possible SP would require 77 transfers at the expense of € 2’617’635 
Buying 3’462 Large Skill Injectors (for ~200 PLEX each at 4,5mil ISK/PLEX) would cost 692’400 PLEX. May be obtained from EVE Online Store by buying 35 packs of 20k PLEX for ~€ 650 each which would require just ~€ 22’503