Courier Failing Consequences?

I am confused about the repercussions when failing a courier contract. I know you don’t get the courier fee and you don’t get the collateral back, but does anything else happen?
When I click the “Fail” button, it says “This will have a negative effect on your reputation as contracts are a matter of public record,” but I can’t find anywhere you can actually see people’s contract records or filter your courier contracts so that only people with a certain reputation can get them.
So what I’m asking you is "does anything actually happen other than losing the collateral?
Fly safe o7

Blacklisted, Bountied, No job, Depression, Drugs and Alcohol, end of life.


Negative effects from players, not from game mechanics. These negative effects only apply if players actually care, though.

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