Insurance

If I have say 15 ships in a citadel and they are insured and that citadel gets destroyed along with my ships does that insurance get paid out or do i need to be sittin gin the ship for the payment to happen

You have to be sitting in the ship.

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Your ships will be magically saved by the asset-safety fairy. Then you will need to pay a fee to get your ships moved to the closest station.

Pfff you shouldn’t have your stored ships in space egg. That’s what npc stations are for.

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Thanks @Complex_Math.

im in a wormhole so no NPC station.

They drop like loot. Some drop some dont. You dont get any insurance on that, just like your modules arent covered by insurance either, because its RNG loot drop.

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