You realize you are in the New Player section of the formus?
That’s like asking a preschool teacher about economical theory - you won’t get the most elaborated answers.
On the basis that the unsourced “quote” : if you can’t explain it to a six year old you don’t undertsand it yourself … is probably not true, I did not need elaboration. Altho it would have been nice, obv.
In that context, knowing at least that there was (an) applicable market theory would have been a useful starting point. But, no-one chose to even make that assertion. Hence, the disappointment.
Why the disappointment though? I think in general lines your question has been answered.
And the answer, as most answers to such questions in EVE is
it depends.
Best ratio depends on:
- do you live near a stocked market?
- do you make ISK in expensive or cheap ships?
- how often do you lose assets?
- do you use ISK to make more ISK?
- do you use assets to make more ISK?
- what amount of ISK or assets do you need to make your ISK?
- do you move a lot?
- do you mind starting small after a loss?
- how certain do you want to be that you have a ship to fight in, even aftera few losses?
- … and more
There is no ‘general gameplay’ in EVE, so looking for a general theory for how much ISK vs assets you need to have, is going to give very varied answers based on ‘it depends’.
Me too.
I’m not arguing.
That’s good! Just wondering, why the disappointment then?
Just ‘cause there wasn’t anything more complex (high falutin’) involved than … “horses for courses”
You’re free to create your own complex theory based on all those factors! 
Probably because no-one even knows the definition over here, but use to answer questions about how to survive wormholde rides and how to avoid NPC taxes instead.
Probably you might get some more satisfying input in the Market Discussions - EVE Online Forums
nah. it’s all good. I have already moved on to my next topic of wonder … is there or is there not a formula for triggering mordu specialist rats?
Different people have different drives, likes, dislikes and needs. Some see numbers as a goal, others do not. Some measure progress through numbers or isk, others measure progress through capability, perhaps power, or friends/groups.
And that works both ways.
Again, no argument.
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