So they are available to buy, thanks for checking it! But… just I am not really sure if I want a ship which cannot be insured, easily replaced, or anything - when it’s gone, it’s gone. Because one day it will be gone anyway.
Yes, there is so much to take in. That’s why I am still flying with my rookies’ ships and rather experimenting with different sets of modules. Can’t even decide into which ship after my frigate to invest, or what type of weapons I want to use 
Also, I was thinking, what’s the point of the insurance? If all modules for a ship cost 10x than the ship itself, (300K ship + 3mill modules) and the insurance is for the ship only. Isn’t it a waste of ISK?
Thank you for the advice! That’s the reason I am spending hours studying attributes of everything and can’t decide on anything 
P.S. The Eve’s decades of experience lifts the game out of the video-game-level, in my opinion. It’s like a chess game on steroids when considering all the possible moves 