It’s both a gamble and an experiment and a rebellion.
And yes it’s paying off nicely, look at all the fear and dissruption, working as intended, if it wasn’t there, you would not be seeing changes happening in “traditional” finance or services. That’s how dissruptive change works, and it is a good thing and a necesary thing for evolution.
More pressure on now for cheap faster transactions, more pressure on for real time settlements, more pressure on for better services… without all this, you would be still on the old.
Same with the internet, if it wasn’t for that gamble and experiment you would still be on dialup BBS’s and fax machines but notice one thing, they always try to take control of it and close it off again from you. Same old playbooks.
It is like democracy and liberty and freedoms, it is a fight EVERY generation has to fight, not take for granted or you lose it.