Investment Discussion


(MsSpezi StarDrink) #1

Hey guys!

So to shorten up things: No i’m not asking for any investments right now.
Just wanted to discuss an idea with all you market gods and get your feedback so i can work on improving it.
Thanks in advance to all of you!

I’m part of a large 0.0 Alliance (opsec for now) and posting this with my trading alt so “be advised”.
A few days ago i started getting into importing doctrin ships for my alliance and after calculating all the things it appears that i should get my own JF so i can reduce the transportaion costs (and further increase my own profit).

So here’s the deal: i’m currently lacking some isk to get myself a JF and keep working on the market+trading (Missing budget is around 6b, oh in case you guys ask: i’m working with around 8b on the market right now). [JF Chars, Cynos everything already skilled]

Questions starting now:

  1. I’m a NoName, thats sure so in case i would ask for a loan like 6b i could only offer a security deposit off around 1.5b - 2b sitting in BPOs & T2 BPCs in Amarr right now. So i could only coffer 33% of such an loan. Would that be too risky for you guys?
    The requested ISK would be all used for aquiring a JF, so in case ■■■■ hits the fan they could be easily liquidated.

  2. Whats a fair % of interest to you guys. Right now i’m thinking and calculating with 5% to my investors. Your ideas on that point?

  3. Moar Securites: So to get rid of that stinky “scam thingy” i could offer as additional security to submit full API-Keys to my JF-Character and the Rest of the Crew for one trusted member to check them (and even do that regulary for the duration of that investment)

  4. Any more ideas on what to think of, what to explain and what to clarify for you guys?
    Feel free to ask any questions, i’ll gladly answer them.

Thanks for all your help,
for now

fly safe


(Sebastion Vox) #2

A couple of things, first why not get a loan from members of your alliance or corp? Second, how would you plan to repay the loan back if your JF gets destroyed? Third, what’s to stop you from running off with the money?


(MsSpezi StarDrink) #3

ah thanks, im answering these questions right away:

1st How to repay the loan if the JF gets blown up:
This i kinda crucial since you guys want absolut safety:
So first little drop would be coming from the collateral i can provide. Market Window says approx 1.5b on the BPOs (not including my t2 bpcs so i think this could be worth up to 2b)
7.5b to go for a JF (Amarr Sell price):

Since i’m currently investing in the market with around 8b and i’m asking for 6b here is where the fun begins:
For Highsec hauling i’m going to get myself a freighter (bought with my own ISK) so this could be liquidated aswell. So Combined: 2b Collateral, Another 1.3b ‘stuck’ in Highsec as a Freighter (and i’m not that dumb flying around in a freighter asking to getting ganked^^) So i would have to cover the gap of 6.2b which should be easily done by liquidating my sell&buy orders

Worst-Case Scenario would be to sell of some SP from my currently Training Carrier Alt to fill any gaps but thats the Worst Case scenario.

2. The thingy with my alliance is, since that 1 idiotic guy ran with 10b ISK it’s forbidden to ask for any investment outside of this forum. So thats the reason i’m asking here

3. Are 6b worth it scamming them? I cannot give you 100% security on this point but from my point of view it’s kinda dumb trying to scam 6b when i already have around 8b myself. A fully fitted Super costs more than 14b^^ But as stated above, i’m willing to provide Full-API keys to all my Accounts (3 currently, all payed by subscription) to 1 or 2 trusted Members of this forum. These API would be active for the whole duration of that investment/loan whatever you want to call it.


(MsSpezi StarDrink) #4

Oh and double post here:
I’ve started this thread to check my idea makes sense or otherwise i should return to ratting +smallscale trading and someday get into a ratting carrier^^


(Sebastion Vox) #5

So I have a few issues with some of your answers.

First off you attempt to answer the last question with a question. “Is it worth scamming 6B when I have 8B?” I think most people would agree with me when I say yes, it would be worth it to you. The reason being is the only cost of scamming in this game is losing your reputation. And quite frankly you have no real reputation on these boards to lose.

You also say that the people you play with don’t trust each other enough to borrow and loan money from one another. If your friends don’t trust you enough to loan you the money, why should complete strangers?

Lastly when it comes to repayment you talk about buying a freighter. Where in the world is that money coming from and why don’t you just put that towards the JF? What also concerns me is you talk about selling off other assets and even Skill Points as a way to repay a lender. That being said if your not willing to sell that stuff now to just buy yourself a JF why would I believe that your going to sell that in order to repay someone some isk, when you lose nothing if you don’t repay them?


(MsSpezi StarDrink) #6

Well i’ll answer them again:
1.

Blockquote
First off you attempt to answer the last question with a question. “Is it worth scamming 6B when I have 8B?” I think most people would agree with me when I say yes, it would be worth it to you. The reason being is the only cost of scamming in this game is losing your reputation. And quite frankly you have no real reputation on these boards to lose.

i’m sorry my answer was that kind of wrong to you. English isnt my natural language (german over here)
The only thing i can do, to prove you wrong. To prove that i’m not running away with any amount of ISK is to be honest. Completly honest. Thats what i was trying to express when writing that piece of an answer.

Yes I’m a nobody, i dont have any reputation except for beeing an semi-active german blogger who sold his old chars in a firesale and is now returning to EVE. (https://bierat.wordpress.com/)
So you see, my Main is in TEST Alliance, Please Ignore (b1erat BAY) if interested.
But thats enough OpSec i’m going to spoil for now^^

  1. The Thing with TEST is simple:
    In Test, it isnt allowed to borrow money via investment/loans due the danger of getting scammed. Instead the forum modzi’s refer to post these kinda things here in Market Discussion so the possibru Scammer gets scared off way more easily. Thats the whole deal with that.

  2. Freighter in Highsec:
    That thing is easy:
    To get stuff from Amarr into your Alliance staging you need to jump that kinda stuff via Cyno’s out.
    But if i’m going to buy PI, salvage etc in Null and bring it back to highsec for sale. I need a way of transporting it through highsec on a neutral account in a cheaper ship.
    The ISK for that are already spent, i got that freighter and i’m currently using him for doing courier contracts in highsec. So that thing is already settled. Sorry for that missunderstanding, sometimes I’m loosing my mind^^

Blockquote
hat being said if your not willing to sell that stuff now to just buy yourself a JF why would I believe that your going to sell that in order to repay someone some isk, when you lose nothing if you don’t repay them?

Selling my Freighter now gives me + 1.3b so i have around 9.3 (JF needs 9.5b). In order to get isk flowing through importing into Null you ned liquid ISK to buy hulls, fittings, ammo, drones, etc etc.
Same for buying things in null and bring them out to highsec.

I’m sorry for screwing up my argumentation. Maybe i should get some sleep before posting more ■■■■■■■■ here^^


(Dirk Kajhone) #7

I’m not a potential EVE investor (as yet), however as a RL investor my first question would be “What is the time frame of the loan and what is the payback plan if the primary asset gets destroyed”?

5% interest on a 1-month loan is considerably more attractive than 5% return on a 6-month loan. Your interest should be tied to a valid plan of how you are going to use the new asset (JF) to generate additional income and what level of income that might produce.

As others have mentioned, if your JF gets lost somehow, what is your plan/resource to pay back the loan? EVE rule is “Don’t fly what you can’t afford to lose”, which is troublesome for a ship you can’t afford to buy in the first place.


(MsSpezi StarDrink) #8

I was thinking about 5% on a 2-3month loan. (3 months maximum)
6b total investment.

So for the financial part:

Right now I have 2b in ships waiting for buyers in null, another 4b are sitting as liquid ISK available on my wallets + 1b currently in courier contract
My freighter in highsec is around 1.27b (jita sell yesterday).

  • I got researched Blueprints worth around 2b ready to be used as a collateral.

So about creating the ISK:
JF would be used for timporting ships, exporting the things i bought in null and transporting stuff for alliance&corp members.

So the thing about paying back in case the JF gets blown:
My initial post was about asking for ISK for buying the JF. but lets forget that. For payback:
Selling SP on the market, ratting in 00 and station trading for payback.


(Sebastion Vox) #9

Why not just sell your SP, rat and trade now to buy your jump freighter?


(MsSpezi StarDrink) #10

thats an option i already considered but it’s my last option. thats the reason why i’m talking with you guys about this before doing anything stupid. So pls consider this a brainstorm, no investment request


(MsSpezi StarDrink) #11

so this thread can be closed, found a nice guy helping me out with tipps&tricks.


(system) #12

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