[SERVICE] Interstellar Monetary Credit Directorate | 1B - 7B ISK Liquidity | Loan | Collateralized

Interstellar Monetary Credit Directorate [IMCD]

The IMCD provides frictionless, high-speed liquidity solutions for New Eden’s most ambitious pilots and industrialists. We believe your capital shouldn’t be locked away in a hangar. We turn your static assets into immediate purchasing power.

Margins Thanks to our streamlined risk-assessment infrastructure, we offer highly competitive, dynamic rates:

  • Flash Deployment (1–3 Days): 2% flat rate

  • Short-Term Bridge (up to 14 Days): 3% flat rate

  • Standard Loan (up to 30 Days): 5% flat rate

Mechanics We operate strictly via secure in-game Item Exchange Contracts. You receive the ISK immediately, and we hold the collateral. Zero trust is required on your end.

Collateral Assets are valued at 90% Jita Buy for high-liquidity items (PLEX, Injectors, BPOs). We require a 120% margin coverage to secure the loan.

Resolution Should your plans change and you decide not to settle the contract, the collateral simply covers the balance. No complicated collections, no standings hits—just a clean, professional resolution.

Application Send an Evemail directly to the Interstellar Monetary Credit Directorate with your requested sum, collateral details, and proposed duration.

Hi there, :slight_smile:

nice to see that those lone services are still a thing. One thing is missing for me in the description. How much is your margin? I assume when I lend 1b ISK for lets say 3 months, you dont want to get plain 1b ISK back or? How much % in addition do you want for your profit?

Thanks and good luck with your service :slight_smile:

Hi! Thank you for the kind words. You are absolutely correct – we provide liquidity in exchange for a fixed financing fee.

Our standard margin is 10% per 30-day term. For very short-term bridge loans (under 14 days), we can offer a reduced flat fee of 5%.

So, for a 1b ISK loan over 3 months, the total repayment would be 1.3b ISK (10% per month).

Looking forward to hearing from you if this fits your project’s needs!

Thanks for the info!

We think 10% is already a high fee, but 10% per month is absolutely unaffordable. It takes time to turn large sums of ISK into profit. Certainly more than a month. But since the costs rise with every month, you quickly find yourself in a spiral where repayment becomes impossible.

Apart from that, we obtain the capital we need from our investment platform. However, since you “only” get 2.5% per month for your ISK there, we guess that’s not appealing to you. For the sake of completeness, here is the EVE Forum thread anyway and good luck with your service:

Thanks for the feedback and the link! It’s interesting to see different approaches to finance in New Eden.

For long-term capital investment you’re absolutely right, 10% would be a heavy burden. However, IMCD focuses specifically on high-speed ‘Bridge Loans’ and immediate liquidity. Our clients aren’t looking for long-term financing; they need ISK instantly to seize a market opportunity today, using their locked assets as collateral.

Since we provide the ISK upfront, our clients don’t have to ‘trust’ a platform—they get the liquidity they need immediately. For that level of instant availability, the premium is naturally higher. Different tools for different jobs!

Update: Rate Restructuring & Community Feedback

At IMCD, we are constantly analyzing market conditions and listening to the trading community. Following our recent launch, we’ve gathered valuable feedback from various traders and industrialists across New Eden regarding our initial margin structure.

To better align with the fast-paced needs of active market operators and to ensure our services remain highly competitive, we are completely restructuring our rates. We want to make high-speed, zero-trust liquidity accessible to a wider range of pilots.

Effective immediately, we are rolling out our new margin tiers:

  • Standard Loan (up to 30 Days): 5%

  • Short-Term Bridge (up to 14 Days): 3%

  • Flash Deployment (1–3 Days): 2%

The core IMCD advantage remains completely unchanged: you get instant ISK, we hold the collateral via secure contracts, and absolutely no trust is required.

The original post has been updated with these new rates.