Ship Rentals/Lease Suggestion

Looking for a way to rent ships to players, where the player is FORCED to obtain insurance on the rental/lease and that payout goes to the OWNER once / if the ship is destroyed. The payments on the rental/lease are payed to the owner and if the payment is defaulted the ship (and fittings) revert to the owner in whichever system /station the renter/leasee is currently docked in.

Borrow ship, repackage ship and sell on the market, free profit. Renting is never going to work in a game where alts exist and can evade all reputation consequences.

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So i can rent a ship with an empty alt, warp to a safe spot, eject, log in alt, warp to same safe, pick up ship and fly away in my new cheaply acquired ship?

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