I disagree. Money is temporary and something to be spent, unlike progression.
If EVE had money as progression system any new character could fly any ship provided they had enough money. This means a player with enough money can ‘progress’ to end-game ships with zero investment by simply giving that money to a new character that now can fly a Marauder or Titan.
While this may not seem like a bad idea, lack of investment in characters undermines the idea that in EVE characters have history, that actions have consequences.
There is no consequence for bad behaviour if you can move all your ship and ISK to a new character with zero loss of progress. Not only is this enabling people to behave like dicks with no consequences, it also allows players to cycle characters for many other reasons. Every day another cloaky cyno hunter? Fleet commanders who can use a different named character for every new fleet to avoid being tracked?
You might as well be suggesting to delete character names.
Aside from the issue your suggestion causes for character names, your suggestion also makes EVE significantly more punishing for everyone.
It is good that currently character progression is mostly tied to the character, rather than only to the wallet.
Sure, some progression in EVE is getting the ISK for a new ship, but a big part of the progression is character-bound. And that’s a big benefit for us players.
Imagine a game like you suggest: I ‘progress’ into a Marauder with ISK only. After some time of progressing into the game I can finally fly a Marauder… but then lose it in combat.
One death and I’m back at 0 ISK and 0 progress! That’s incredibly discouraging.
The current situation is that progression is mostly SP and only partially ISK. This means that players who buy a Marauder and then lose the Marauder still have all of their skill point progress and they can simply buy a new Marauder - a cost which is only a small fraction of the total progress into the Marauder instead of all of it.
Your progression suggestion is incredibly punishing for new players who can lose all of their progress when they lose their ship.
As someone who says they think the current situation drives players away from the game you sure are good at making suggestions that drive players away from the game.