When does a ship become a "Loot Pinata" target in High Sec?

If im flying a tanked t1 industrial in highsec, if im going in and out tradehubs I usually dont haul more than 150 mil. If im not in tradehubs then I will bump this up to ~220 mil or so.

Take it from me, tank your ■■■■, I didnt check my fitting and thought my Tayra was tanked, the Vexor said otherwise .-. https://zkillboard.com/kill/50714277/

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