I have read enough of the advice to newbies that I know I will be losing ships and their cargo. Does that mean I will lose my character as well?
You cannot lose your Character, but it is possible that you may lose your Capsule (and any implants that you have loaded into that particular clone).
Your character will simply respawn in a new Capsule in your Home Station.
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It is possible to lose ships, but under normal circumstances not even likely. I still have most of my noob ships.
And dying is no problem, you ârespawnâ, you keep all your skillpoints, ISK, PLEX and docked ships. Grab another one and back into business!
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You never lose a character. There are some ships which will cause you to lose a skill youâve trained if the ship is lost (and itâll be quite a while before you get one of those) but otherwise youâre immortal and the only thing youâll lose is any implants you happen to be âwearingâ at the time if your capsule dies as well. Note that you can usually escape in your capsule after your ship is shot-out from under you, but you have to be quickâŚ
You lose your ship, and possibly also your pod with implants. Then you wake up where your medical clone is, in a new pod without implants. Only with the loss of a T3 strategic cruiser you also lose a skill level (SP Points) from a random subsystem.
Capsuleers are immortal, they resurrect in a new fresh clone on death.
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I donât know. The last time mine smelled kind of weird, as if someone had been in it before. 
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