Generally, it depends. The amount of Isk is usually low for the first time, but it also depends on if there is collateral, and also the idea involved. We also look at the amount of posts the person has made and how active he was on the forums.
Key pointers in this thread:
Both of you have the same inability to distinguish between when to use past-tense and future-tense. The same level of english.
So yeah, thats the problem. Very suspicious to the point that im convinced.
sorry for my broken english, we are scammers. 
K cool, atleast you are honest.
I have taken several loans with no collateral, starting with about 100m and after a year or so and a few more I had my last one being about 20 Billion. No one expects you to reveal all of your secrets/plans but you should be able to reveal enough of them that potential investors feel comfortable with you and yet you haveāt revealed the ENTIRE plan.
Ex (Very rough outline)
Want a loan for 10b, no collateral, 10% interest per month
Goal: Station trading
Why should we trust you? Why isnāt this a scam?
Address any possible risks
Ex: getting hit by a bus, can you get ganked and lose it all
More info is always better and sometimes you may forget to mention something that a possible investor would like to know. When this happens respond graciously and DONāT EVER get defensive as then many people will start to post saying scam.
Some loans do get filled here but they all required some effort to do. The more effort you put into it the more likely it is to get filled and allow you to get a larger one in the future. I personally approach a loan request as an essay, I write a 3-5 page word doc that I use as the basis for my forum posting. Usually I remove some details from the word doc when I am posting it to the forums as it is unnecessary but if someone would ask for more details I can look at my word doc and use it as the basis for my response.
Hope that clarifies your question
It does for how it comes to a successful agreement and what the investor needs. I also understand that people who have a load of inactive ISK laying around may consider investing in other peoples activities, in order to not lose to inflation.
However, Iām still not sure why someone would want a loan. I can see that 10b for Station trading makes some sense to get started, but anything less than that seems more trouble than its worth. You said that you started with 100m loan and thatās something I canāt wrap my head around.
Say you have 10 Billion worth of Vindicators, but you don;t want to sell them because you expect the price to rise soon. You essentially have 10 Billion ISK still, but itās tied up in Vindicators and you donāt know how long it will be before the expected price rise and selling time. Another opportunity arises that could generate profit with a 10 Billion investment but you would have to liquidate your Vindicators along with any chance of taking advantage of the imminent price hike. This is when you might consider using the Vindicators as collateral for a 10B loan. In effect you keep the Vindicators and also use the 10B that theyāre worth. Assuming you make good on the new deal and pay back the 10B load with the agreed interest, the other party (or trusted third party) releases the collateral Vindicators and you are still able to hold onto them until they become profitable.
The vast majority of other people merely do not understand loans, or are scamming. There are a few occasionally who have a decent history of transparency and repayments who can take out un-collateralized loans from the right people, and so thatās why you see amateurs like the OP attempting to fake this kind of history by pretending to give loans to themselves with alts etc. Itās like people read the market forum and see someone getting an un-collateralized loan and just assume that itās free money over here 
Some people think they have a good idea but are new and dont have the isk to start it up. So they ask for an uncollateralized loan and hope that some idiot with more money than sense will invest.
Sometimew it works out, and sometimes(read: almost always) its a scam. But yeah, small change is easier to approve because theres less risk, and if the idea is good, then maybe, just maybe, it might workā¦?
Fair enough. I guess there are new players who heard about station trading and want to get into it right away. Itās probably better for them to not start trading with a loaned 100m, because at low ISK there are better activities to make ISK and generally I guess it is somewhat recommendable to learn as much about the game as possible before trying to break into the market. On the other hand, if someone wants to get into hauling early on, that is something I think many people would support.
I had used the 100m to increase my manufacturing, I had somewhere between 200m - 400m or so already going in it and if I got a loan of 100m I could increase my production by 25% to 50%. I then over the course of the nest few months turned that 100m into 500m or so. That was 500m I wouldnāt have otherwise had and to me at the time if I could have 100m in liquid isk in my wallet made me feel very rich.
From there I kept manufacturing and found new production lines to use that required larger and larger sums of isk to keep going so I asked for larger loans. I would have been able to do it on my own but it would have taken longer and some of the opportunities would have been unavailable to me. I had started when CCP was doing Teiricide and if you did it right you could have made a pretty isk during those moments.
In short it allowed me to greatly increase my production and allow me to scale faster than I otherwise could have. Thatās what I did and why I asked for investors.
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