Finally, I think I may have determined how to secure a loan.
But I don’t know enough about kill rights to know if this could work. So let’s discuss!
The idea is if you’re worth some amount, then you provide a set of kill rights as collateral to your banker/loan-originator.
If you’re worth 1bil isk. Then you would provide say…10 kill rights to your banker so provided you default on your loan they can sell your kill rights at 101mil isk each.
Getting 1.01bil isk back on your loan.
The other part of this is you have to provide kill rights to ALL your alts.
So each kill right is valued the same. Not knowing what shady shjt you’ll try to steal the loan, and if you default then all the kill rights are sold in a bundle.
So if you have 12 alts. Then each 101mil isk bundle buys 12 kill rights in total, one for each alt.
If you don’t want to provide kill rights to your bank then you have no business banking with them. And if you aren’t defaulting all the time your kill rights with your bank can become more valuable and the bank may demand more kill rights to reduce the value so kill right hunters don’t have to pay so much for a bundle…
Kill right hunters can be kept on the Banks payroll since the goal is the kill rights never have to be used, a Marc’s gotta make a living somehow.
So being on the bank payroll would retain some loyal talant.
Come on now, you’re talking to the best player ever. He knows everything remember, he looks at something for 5 seconds and instantly knows everything there is to know about it and probably made 300 bil isk in the process.
The kill right ensures that whatever the bank knows about their defaulter can be punished. The hunter wouldn’t be trying to just make a kill. They’d treat the pool of kill rights like an opportunity to extract punishment against a defaulter that can’t hide in highsec.